Privacy Policy

Refer Yourself Real Estate Rebate is a member of the TRUSTe program. The following privacy statement discloses the privacy practices for Refer Yourself Real Estate Rebate.

Real Estate Referral Rebate Corporation, D.B.A. “Refer Yourself Real Estate Rebate”
1475 W. Big Beaver, Suite 110
Troy , MI 48084
Customer Service: 1-866-950-9090

Email: info@realestatereferral.com

Due to the fact that you may be submitting sensitive confidential information we consider our role as vital to protect your privacy. We have developed the following Privacy Statement to inform you about our privacy practices for the entire Web site.


Refer Yourself Real Estate Rebate Privacy Policy

Real Estate Referral Rebate, Inc. is a Nevada corporation with its corporate headquarters in Troy, Michigan, and operates under the assumed name of “Refer Yourself Real Estate Rebate.” For purposes of this privacy statement, “Refer Yourself Real Estate Rebate” means Real Estate Referral Rebate Corporation.

Your Privacy is Our Top Concern At Refer Yourself Real Estate Rebate, your privacy is of the utmost importance. We realize that during the course of conducting business with Refer Yourself Real Estate Rebate you may need to share confidential personal and financial information with us. We at Refer Yourself Real Estate Rebate want to assure you that we will handle all information you provide to us with the greatest of care. Under no circumstances will Refer Yourself Real Estate Rebate sell or share any personal information about you to or with any person or organization except as authorized by you, to participating lenders, real estate professionals or other parties involved in your transaction, or as may be required by law or court order. The Privacy Policy below outlines the standards and procedures we have in place to make sure your information is secure.


Who Is Refer Yourself Real Estate Rebate?

Refer Yourself Real Estate Rebate is a network that you can use to give you a cash rebate on the purchase and/or sale of your home. At Refer Yourself Real Estate Rebate we use one of the premier banks in the mortgage industry—Flagstar Bank, a publicly traded entity, or First National Financial Corporation, a leading full-service mortgage banking firm. Refer Yourself Real Estate Rebate maintains a nationwide network of more than 7,500 experienced real estate professionals that help to meet your needs.

When you visit the Refer Yourself Real Estate Rebate Web site you will have the option of completing a simple and free loan pre-approval. Based on the information you supply, Refer Yourself Real Estate Rebate will transmit your data to a participating lender who is best suited to meet your financial needs. When you request the services of a real estate professional through the Refer Yourself Real Estate Rebate Web site, we will transmit your data to participating real estate brokers to complete your transaction.

Information Collection & Use

There are various places on the Refer Yourself Real Estate Rebate Web site where you may be asked to enter both personal and non-personal information. We want you to be assured that your information will remain secure with us, and we will not sell or share any personal information about you to or with any person or organization except as authorized by you to participating lenders, real estate professionals or other parties involved in your transaction, or as may be required by law or court order.


Information We Receive from Pre-Approvals

If you decide to fill out a free pre-approval at our Web site, you will need to provide various personal and financial information including your name, phone number, social security number, email address, income and other financial information. Any information you choose to supply will not be sold or shared with any person or organization except as authorized by you to participating lenders, real estate professionals or other parties involved in your transaction, or as may be required by law or court order.

Additionally, it may be necessary for us to gather more information from various third party sources, depending on the type of loan you are seeking. For instance, in order for us to help you obtain a mortgage we may need to use specific personal data such as your name and social security number to request your free credit report.


Cookies

In our pursuit to provide you with the best possible customer experience on the Refer Yourself Real Estate Rebate Web site, we have designed our system to collect various technical information to help us learn from customer behavior patterns on our site. One of the ways we do this is through the use of cookies. A cookie is a small text file that is stored on a user’s computer for record-keeping purposes. When you visit the Refer Yourself Real Estate Rebate Web site, our Web server sends a cookie to your computer. This cookie only stores a very limited amount of information about your site visit. The cookie merely tracks aggregate information about how our site is being used, including session counts, navigation patterns, pages visited, etc. These cookies DO NOT store any personally identifiable information about you, and they cannot be related to you as an individual unless you complete a loan pre-approval, in which case we will store your cookie identification so we can recognize you when you come back to our site.


Log Files

As is true of most Web sites, we gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating systems, date/time stamp, and clickstream data.

We use this information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about our user base as a whole. Refer Yourself Real Estate Rebate does not link this automatically-collected data to your personally identifiable information.

If you come to the Refer Yourself Real Estate Rebate Web site from an online banner ad, an anonymous identification number may be passed to our site. This information cannot be used to gather any personally identifiable information about you. It will only allow us to track the overall effectiveness of our online advertising campaigns.


Information Received through the “Contact Us” Section

You may contact Refer Yourself Real Estate Rebate through the “Contact Us” feature. Participation in this area is completely voluntary and it is your choice whether or not you wish to disclose your personal information to us. In the “Contact Us” form, we may ask you for personally identifiable information such as your name, mailing address, email address, etc. This information will not be sold to any person or organization. However, your information may be shared with other parties relevant to your transaction to help resolve any issues you report to us.


Uses of Information

We use the information you provide to match you with an experienced real estate professional. One of our lenders will receive your credit history when your request is reviewed, and we may also send your information to other third parties relevant to your transaction. Additionally, Refer Yourself Real Estate Rebate may also share certain aggregated data with the lender and other third parties for general marketing and demographic purposes. However, at no time will this include any of your personal identifying information.

At your direction, the information that you provide to us on the free pre-approval will be sent through the Refer Yourself Real Estate Rebate system and presented to one of our lenders, various real estate professionals and other parties relevant to your transaction. Under no circumstances will any of these parties sell or share your personal information with any person or organization, absent your consent.

The lender will also receive your credit history when they review your request. If you complete the first page of the loan pre-approval form but leave portions of the form incomplete, Refer Yourself Real Estate Rebate will transmit your form to one of our lenders in order to help you complete your pre-approval.

By completing the first page of the pre-approval form, you authorize Refer Yourself Real Estate Rebate to transmit your pre-approval form to one of our lenders. No credit check will be performed on behalf of Refer Yourself Real Estate Rebate until you authorize us to do so by submitting a completed pre-approval form. We recommend that you contact the lenders and real estate professionals directly for more information about their specific privacy policies since they may keep and use your information whether or not you qualify for a loan with them or use their services.


Legal Disclaimer

We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process served on our Web site.


Changing Your Information

If your personally identifiable information changes, or if you no longer desire our service, you may correct, update or delete your information by contacting us at 1-866-950-9090, or at info@realestatereferral.com. However, federal and state regulations do require that we store completed loan pre-approvals for various periods of time. In order to comply with these regulations, we cannot delete certain information from our databases immediately. You can rest assured that the information stored in our databases will be protected and remain confidential.


Choice/Opt-Out

We provide you the opportunity to ‘opt-out’ of having your personally identifiable information used for certain purposes, when we ask for this information. For example, if you do business with Refer Yourself Real Estate Rebate but do not wish to receive any additional marketing material from us, you can indicate your preference and we will strictly adhere to your wishes.

If you no longer wish to receive any communications from Refer Yourself Real Estate Rebate whatsoever, you may opt-out by following the instructions in any previous communication or by emailing us at info@realestatereferral.com, or by calling us toll free at 1-866-950-9090.

Security

The security of your personal information is important to us. When you enter your personal information on our pre-approval form, we encrypt that information using secure socket layer technology (SSL).

We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

If you have any questions about security on our Web site, you can email us at info@realestatereferral.com.


How Our Policy is Monitored

Refer Yourself Real Estate Rebate is proud to hold the TRUSTe seal. TRUSTe is an independent, non-profit initiative whose mission is to build users' trust and confidence in the Internet by promoting TRUSTe's principles of fair information practices. Because we want to demonstrate our commitment to respecting your privacy, we have agreed to disclose our information practices as stated above. In addition, Refer Yourself Real Estate Rebate has agreed to have our privacy practices reviewed for compliance by TRUSTe.

If you have questions or concerns regarding this statement, you should first contact a Refer Yourself Real Estate Rebate representative at 1-866-950-9090, or by email at info@realestatereferral.com. If you do not receive acknowledgment of your inquiry or your inquiry has not been satisfactorily addressed, you should then contact TRUSTe at http://www.truste.org/consumers/watchdog_complaint.php. TRUSTe will then serve as a liaison with the Web site to resolve your concerns.

Changes in this Privacy Statement

If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our home page.

This Privacy Policy was Last Updated on September 28, 2005.

PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.

 

©2005 Real Estate Referral Rebate Corporation, All Rights Reserved.


Copyright © 2008 Real Estate Referral Rebate Corporation. All Rights Reserved.